Monday, October 19, 2009
I like it the way it is.
Leave a comment, or ask bob a question.
Follow bob on twitter.
I was going to leave the healthcare thing alone, but I just can’t resist.
Before I go into political strategies and perceptions, lets get the lowdown in real-time.
I work for a small company with less than 100 employees. Many of them have simple jobs that don’t pay top of the line wages. Stuff like answering phones and whatnot. We just reviewed our group insurance plans:
Option 1: No increase in premiums! Yeaaaaa!!!
The catch? A $10,000.00 deductible. Nope that’s not a type-O, $10,000.00 deductible. Many of these guys make little more than $20,000.00 a year.
Option 2: An increase in premiums that comes to over $2,000.00 a month which means our take home has to be at least $24,000.00 a year, which by the way surpasses many of our employees incomes. But our deductible decreases to $6,000.00 a year.
That’s all we got. Most of employees I’ve talked to will drop their insurance.
It’s gone past unaffordable to impossible. At least that how it is in my world. And this is what Dick Armey and Freedom Works is working so hard to maintain.
Now to address “Stupid” directly from their website. The following questions come from the Freedom works cheat-sheet for town hall disrupters; the original copy is at http://www.freedomworks.org/files/FW_July%204%20Recess%20Action%20Kit_6-26-09.pdf .
I’ve enclosed clever answers for representatives to use:
BLAH-BLAH-BLAH, how you gonna pay fur it?
Answer: It’s “Pay-As-You-Go.”
This means nothing to Dick Armey ‘cause Republicans have never done this before. But here’s the basic idea, calculate the cost, then calculate how your gonna get the money to pay for it. I know this is a far cry from the Republican technique of just not including it in the budget, but it just might work.
Can I keep my insurance and Doctor?
You may not want to, but you can.
P.S. You may not know this, but insurance companies have “preferred providers”. If you don’t go to one, you pay more. You’re already limited to certain doctors.
Can you guarantee the government will not deny coverage to save money?
If someone wants breast implants the government probably won’t cover it. Some medical procedures are elective and not necessary.
P.S. Your insurance already denies coverage to save money with pre-existing condition clauses, often its cancer patients and the elderly who pay the price.
You didn’t know about this? My god, you really are stupid.
COMING NEXT: So what’s all this one in a million business?